Investigators tell WITN Channel 7 that the Williamses managed to spend almost all of the money in just 2 1/2 weeks.
State police said the couple bought an SUV, two four-wheelers, a camper and a vehicle trailer.
Police say the Williams also used the money on bills, auto repairs, cash purchases and even gave $15,000 to friends in need of money. The couple also said they spent the money on vehicle repairs and gave $15,000 to friends.
The bank contacted Tiffany Williams to work out the repayment since they were responsible for the funds that they spent. He added that the withdrawal resulted in a $107,416 overdraft as a result of the couple's checking account had exclusively $1,121 in it earlier than the unintended windfall.
State troopers say Robert and Tiffany Williams failed to report the unexpected windfall to BB&T Bank.
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But when the couple went dark on the bank, authorities were contacted to help recoup the stolen money. "She told the bank her husband had spent a great portion of the funds and purchased a four-wheeler", the publication detailed.
As it turned out, a teller at the couple's bank had accidentally deposited the $120,000 in the couple's account on May 31 when it should have gone to Dimension Covington Investment, LLC.
"That's kind of shocking", Nate Weaver, a neighbour, told local media. She told them she would speak with her husband about it and call them back, but never did, police said.
They have since posted $25,000 bail each.
The Montoursville, Pennsylvania couple allegedly spent most of the money between June 3 and June 19.
"That is roughly shapely, with the entire procedures the banks include dwelling up, checking and double-checking and triple-checking, there's no contrivance anybody will get away with that stuff", he fast reporters.