LG Electronics USA has gone live with its mobile payments platform called LG Pay in the US. For example, LG Pay supports wireless magnetic communications (WMC) which allows it to work even if there's no NFC chip support on a credit card terminal (Samsung Pay does offer this feature, though).
Leave your plastic cards at home and pay quickly and securely with your phone. LG has also teamed up with Swych for digital gift cards. They function essentially the same: hold the phone up to a payment terminal and it mimics the magnetic stripe on a credit card.
The payment platform is available only on LG G8 ThinQ, initially, soon after which support for other LG smartphones like the G7, V50 5G, V40, and V35 will be made available. This helps if the person you sent a gift card to isn't a fan of the store you selected. As far as banks go, Chase, State Employees' Credit Union in North Carolina, PNC Bank, Regions, US Bank, and Virginia Credit Union are all onboard.
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Back when Samsung Pay was launched in 2015, LG was also believed to be cooking up a payment system of its own but somehow it kept getting delayed until 2017, before making a debut in South Korea.
Users will be able to store their retailer loyalty cards directly into LG Pay.
However, LG now only has support from a handful of financial institutions at the moment, which might not work for you. Before LG phone owners download the app, though, they need to make sure they own the one phone that now works with the service.
In addition, LG says it's partnered with Visa and Mastercard to support their two respective credit/debit card formats at launch. And for added convenience, it's also available via voice commands.